Investments & Insurance

As a separate and distinct service from our CPA practice, through our affiliation with Commonwealth Planning Group (Commonwealth Planning Group), David Prothero is a registered representative of MML Investors Services, LLC, and offers securities, investment advisory and financial planning services.

All of the following services are elements of financial planning, which can be integrated to provide a comprehensive strategy for your unique situation. Creating a financial plan involves reviewing your current income and assets and determining if you have the resources to meet your needs, goals, and dreams. A comprehensive or simple plan will be created to model ways to help meet current and future goals.

Services include the following:

Investment Products & Services

  • Asset allocation based on your needs, goals, risk tolerance, and time horizon
  • Access to separate Account Manager Portfolios
  • 401 (k) plans
  • IRAs - Traditional, ROTH, SIMPLE & SEP (self-employed)
  • College Savings Plans - 529 Plans

Insurance Products & Services

  • Disability Income Insurance
  • Life Insurance
  • Long-Term Care Insurance 
  • Annuities

College Funding Products & Services

  • Creating a plan to set aside funds for your childrens' education
  • College Savings Plans - 529 Plans

Retirement Planning

  • Designing an attainable plan for retirement and setting up appropriate retirement vehicles for individuals, the self-employed, and businesses
  • IRAs - Traditional, ROTH, SIMPLE & SEP (self-employed)

Estate and Wealth Transfer Planning

  • Helping to ensure your assets go where you want and when you want
  • Tax reduction strategies
  • Protecting your income and assets in the event of disability, incapacity, or death

Charitable Gift Planning

  • Capital gains minimization and deferral strategies
  • Charitable Gift Funds
  • Private Foundations

 

David Prothero is licensed to sell securities in Massachusetts and Florida and insurance in Massachusetts. 

For products and services offered as a registered representative of MML Investors Services, click here.